A specialty market, treated like one
Boats aren't cars with different shapes, and the carriers who treat them that way price like it. Marine underwriters care about navigation territory, lay-up periods, mooring and experience, and reward owners who answer those questions well. We place hulls from runabouts to yachts with carriers who actually understand what they're insuring.
What the fitting covers
Agreed hull value, so a total loss doesn't become a depreciation argument. Liability sized to the rest of your balance sheet, with the umbrella sitting over it. Uninsured boater coverage. Tenders, toys and trailering. Crew where you have it, and pollution liability where the law assumes you do.
Seasons and waters change
Summering north and wintering south moves your navigation territory; a new slip changes your mooring risk; hauling out changes your lay-up credit. We adjust the policy when your season does. That's the re-fitting.
Also from the fitting room: Home insurance · Auto insurance · Aircraft insurance · Umbrella insurance
Let's get you measured.
One short call and we do the rest. Serving clients in every state.